I don’t charge a fee for my mortgage advice. I believe in providing honest, unbiased guidance to help you find the best deal without added costs.
Red Abbey Mortgages meets the FCA definition of a whole-of-market mortgage broker. As a whole-of-market mortgage broker, I have access to a wide range of lenders. To ensure you get the best deal tailored to your needs.
Using a mortgage broker gives you access to a wide range of lenders and 1000s of products, unlike a bank that can only offer its own limited options.
I am fully CeMap qualified and have 15 years’ experience providing mortgage advice. I am regulated by the FCA (Financial Conduct Authority).
Your credit score is a 3-digit number that’s scored out of 1000 and is based on your financial behaviour and borrowing from the past 6 years. You can find out your credit score by using a credit reference agency, such as Equifax or Experian.
Lenders don’t use the credit scores provided by credit reference agencies. Instead, they use the information credit reference agencies hold about you to put together their own credit score for your mortgage application.
You can use your credit score from a credit reference agency as a guideline, should you want to try and improve your credit history so you can access better mortgage deals.
Our online calculator will give you a rough idea of how much you can borrow and how much it will cost. To get an accurate amount of how much you can borrow, taking into account your income and outgoings, please get in touch.
Red Abbey Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd which is authorised and regulated by the Financial Conduct Authority. Registered Office: 128, City road, London, EC1V 2NX Registered company number (15442821) in England & Wales.
FCA number: 1010342
Mortgage – Your home may be repossessed if you do not keep up with repayments on your mortgage.
Remortgage – You may have to pay an early repayment charge to your existing lender if you remortgage.
BTL – Your property may be repossessed if you do not keep up with repayments on your mortgage. Not all buy to let mortgages are regulated by the Financial Conduct Authority.
Protection – As with all insurance policies, conditions and exclusions will apply.
The Buy-to-Let market is in the midst of a radical shake-up. Major tax changes have made it much less appealing for ordinary investors and accidental landlords, and more a target for the serious property investor instead.
With this in mind, I’ve removed my Buy to Let guide due to these tax changes, ensuring my advice remains accurate and relevant to the current market. If you would still like advice on this then please get in touch.
Your property may be repossessed if you do not keep up with repayments on your mortgage. Not all buy-to-let mortgages are regulated by the financial.
RED ABBEY MORTGAGES LTD will be what is known as the ‘controller’ of the personal data you provide to us. We only collect basic personal data about you which does not include any special types of information or location-based information.
We need to know your basic personal data so we can contact you and respond to your message, request or query. All the personal data we process is processed by our staff in the UK.
Your data will only be shared with third parties if this is necessary to respond to your request. If this is the case, we will seek your permission before passing on your details.
We may store your data for up to six years past the end of any business relationship, after which time it will be securely destroyed. If you would no longer like us to process your data at any time, you have the right to object to processing your data. To do this, please contact edward@redabbeymortgages.co.uk
You have the right to object to the processing of your data. You also have the right to request access to your data at any time. You have the right to rectification and/or erasure of personal data or restriction of processing. If you wish to raise a concern related to how we have handled your personal data, you can contact us to have the matter investigated at compliance@sdlgroup.co.uk. If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law, you can complain to the information commissioner’s office: https://ico.org.uk
